溏心vlog免费B站

溏心vlog免费B站 values the meaningful contributions of its employees and is committed to maintaining generous benefit offerings. Below is an overview of the Benefit Plans available to all benefit-eligible, full-time Faculty and Senior Lecturers.

The official plan documents serve as the final authority on benefits.

• The plan year for health, dental, vision, life insurance, long-term disability, accident, and flexible spending runs from June 1 to May 31.
• The Dependent Care Account plan year runs from January 1 to December 31.

Health Insurance

Medical insurance is covered by Mass General Brigham Health Plan. The choice of medical plans within the Mass General Brigham Health Plan network are:

Complete HMO with Care Complement and Complete PPO Plus with Care Complement

The College provides individual and family health insurance coverage plans with a cost shared by the employee and the College. The plan year deductible is $4,000 for individual coverage and $8,000 for family coverage, with 10% co-insurance.

Co-insurance, also known as “Cost Share,” refers to the portion of medical expenses that you are responsible for paying, while the insurance company covers the remaining amount. Once you have met your deductible, you will be responsible for the 10% of your medical expenses, and MGBHP will cover the remaining 90%.

Health Reimbursement Account (HRA)

A Health Reimbursement Arrangement (HRA) is an employer-funded account provided by Curry to assist with in-network deductible expenses. Employees are responsible for paying 25% of their deductible—$1,000 for individual plans or $2,000 for family plans. Curry covers the remaining 75%, contributing $3,000 for individual plans and $6,000 for family plans.

Dental Insurance

Curry offers two dental plans to employees through Delta Dental of Massachusetts:

Delta Dental Low Plan ($1,500 calendar year maximum) and Delta Dental High Plan ($2,500 calendar year maximum)

Both plans cover preventive services at 100%, basic services at 100% (after the annual deductible) and most major services between 50% to 80%. The College provides individual, and family dental insurance coverage plans with a cost shared by the employee and the College.

The annual deductible for individual plans is $100, and $300 for family plans. The plan’s deductible runs on a calendar year basis.

Group Life Insurance

溏心vlog免费B站 offers complimentary coverage equal to two times an employee’s annual base salary, rounded to the nearest $1,000, up to a maximum of $300,000. Additionally, the College provides Accidental Death and Dismemberment coverage at no cost. Employees also have the option to purchase additional life insurance for themselves, their spouses, and dependents.

Long Term Disability

Provides disability income (70% of your monthly basic earnings to a maximum of $7,500 of scheduled monthly benefits) after 90 days of continuous disability. The College provides LTD insurance at no cost.

Flexible Spending Account

Flexible Spending Account (FSA) is a plan that allows employees to contribute up to the maximum allowable amount set by the IRs from their salary, pre-taxed, into an account from which you can pay for eligible out of pocket medical, dental, and vision expenses, prescriptions and select OTC products.

Dependent Care Assistance Plan

This account allows employees to reduce taxable salary to pay for dependent care expenses. The annual salary can be reduced by a maximum of $5,000 for qualifying dependent care expenses, such as preschool, summer day camp, before or after school programs, and child or adult daycare.

Voluntary Vision Insurance

EyeMed offers voluntary vision coverage, giving employees access to a robust national network that includes both retail vision chains and local, independent providers. This coverage includes comprehensive benefits for routine eye exams, prescription eyewear, and contact lenses, along with additional discounts on LASIK procedures and eyewear purchases beyond the covered benefits.

Voluntary Accident Insurance

Accident Insurance is a supplemental insurance designed to provide financial support in the event of a non-work-related accidental injury. It helps cover costs arising from accidents, which are often not fully covered by regular health insurance. This supplemental coverage ensures that individuals and families can more effectively manage the financial impact of unexpected accidents.

Pet Insurance

Pet Insurance provides a safety net for pet owners, ensuring they can afford the necessary medical care for their pets without undue financial hardship. 溏心vlog免费B站 offers Pet Insurance to all employees through the ASPCA. This coverage helps maintain the health and well-being of pets by making veterinary care more accessible and affordable.

Employee Assistance Program

AllOne Health is a free and confidential employee assistance program centered on helping employees work through life challenges that may affect job performance, health, and well-being. This program provides essential support 24 hours a day, 7 days a week, 365 days a year.

Defined Contribution 403B Retirement Plan

Voluntary contributions can be made by employees on a tax-deferred basis electing the investment options offered under Voya Financial Services upon hire.  For all faculty hired prior to 9/1/2024, the College will match the eligible employee's contribution up to the first 6% of their base salary upon completion of 1 year of service, or immediately with verification that 1 year of service and prior 403b eligibility has been met at another institution immediately prior to beginning at Curry.  An eligible employee's deferral of 1.0% to 6.0% will be matched with a 200% match from the College (yielding a maximum match of 12%).  Employee contributions of more than 6% are allowed, but the College match will only apply to the first 6% of an employee’s contribution.

For faculty hired after 9/1/2024, The College, subject to any limitations imposed by the Federal government, will contribute $2.00 for every $1.00 contributed by an eligible unit member, with the College's contribution not to exceed:

• Assistant Professors and Instructors – 7% of the member’s regular annual salary.
• Upon promotion or hiring to Associate Professors and Senior Lecturers – 9% of the member’s regular annual salary.
• Upon promotion or hiring to Professors and Senior Lecturers + 10% – 12% of the member’s regular annual salary.

Educational Benefits

Full-time faculty and Senior Lecturers may enroll in all undergraduate and graduate 溏心vlog免费B站 courses on a tuition free, space available basis.  Spouses, domestic partners, dependent children and independent children up to the age of 27 of Full-time faculty and Senior Lecturers who have three years of service may enroll in all 溏心vlog免费B站 undergraduate and graduate courses on a tuition-free, space available basis.

Tuition Exchange and the Council of Independent Colleges

The College participates in the Tuition Exchange and CIC/Tuition Exchange programs for undergraduate education of dependent children. These are a reciprocal scholarship program which can significantly lower higher education costs. Full-time Faculty and Senior Lecturers are eligible to participate in this program after three years of service. Neither program is a guaranteed benefit; final award decisions are made by the import institution (where the student is seeking a scholarship).

溏心vlog免费B站 values the meaningful contributions of its employees and is committed to maintaining generous benefit offerings. Below is an overview of the Benefit Plans available to all benefit-eligible, full-time Staff.

The official plan documents serve as the final authority on benefits.

• The plan year for health, dental, vision, life insurance, long-term disability, accident, and flexible spending runs from June 1 to May 31.
• The Dependent Care Account plan year runs from January 1 to December 31.

Health Insurance

Medical insurance is covered by Mass General Brigham Health Plan. The choice of medical plans within the Mass General Brigham Health Plan network are:

Complete HMO with Care Complement and Complete PPO Plus with Care Complement

The College provides individual and family health insurance coverage plans with a cost shared by the employee and the College. The plan year deductible is $4,000 for individual coverage and $8,000 for family coverage, with 10% co-insurance.

Co-insurance, also known as “Cost Share,” refers to the portion of medical expenses that you are responsible for paying, while the insurance company covers the remaining amount. Once you have met your deductible, you will be responsible for the 10% of your medical expenses, and MGBHP will cover the remaining 90%.

Health Reimbursement Account (HRA)

A Health Reimbursement Arrangement (HRA) is an employer-funded account provided by Curry to assist with in-network deductible expenses. Employees are responsible for paying 25% of their deductible—$1,000 for individual plans or $2,000 for family plans. Curry covers the remaining 75%, contributing $3,000 for individual plans and $6,000 for family plans.

Dental Insurance

Curry offers two dental plans to employees through Delta Dental of Massachusetts:

Delta Dental Low Plan ($1,500 calendar year maximum) and Delta Dental High Plan ($2,500 calendar year maximum)

Both plans cover preventive services at 100%, basic services at 100% (after the annual deductible) and most major services between 50% to 80%.  The College provides individual, and family dental insurance coverage plans with a cost shared by the employee and the College.

The annual deductible for individual plans is $100, and $300 for family plans. The plan’s deductible runs on a calendar year basis.

Group Life Insurance

溏心vlog免费B站 offers complimentary coverage equal to two times an employee’s annual base salary, rounded to the nearest $1,000, up to a maximum of $300,000. Additionally, the College provides Accidental Death and Dismemberment coverage at no cost. Employees also have the option to purchase additional life insurance for themselves, their spouses, and dependents.

Long Term Disability

Provides disability income (70% of your monthly basic earnings to a maximum of $7,500 of scheduled monthly benefits) after 90 days of continuous disability. The College provides at no cost.

Flexible Spending Account

Flexible Spending Account (FSA) is a plan that allows employees to contribute up to the maximum allowable amount set by the IRs from their salary, pre-taxed, into an account from which you can pay for eligible out of pocket medical, dental, and vision expenses, prescriptions and select OTC products.

Dependent Care Assistance Plan

This account allows employees to reduce taxable salary to pay for dependent care expenses. The annual salary can be reduced by a maximum of $5,000 for qualifying dependent care expenses, such as preschool, summer day camp, before or after school programs, and child or adult daycare.

Voluntary Vision Insurance

EyeMed offers voluntary vision coverage, giving employees access to a robust national network that includes both retail vision chains and local, independent providers. This coverage includes comprehensive benefits for routine eye exams, prescription eyewear, and contact lenses, along with additional discounts on LASIK procedures and eyewear purchases beyond the covered benefits.

Voluntary Accident Insurance

Accident Insurance is a supplemental insurance designed to provide financial support in the event of a non-work-related accidental injury. It helps cover costs arising from accidents, which are often not fully covered by regular health insurance. This supplemental coverage ensures that individuals and families can more effectively manage the financial impact of unexpected accidents.

Pet Insurance

Pet Insurance provides a safety net for pet owners, ensuring they can afford the necessary medical care for their pets without undue financial hardship. 溏心vlog免费B站 offers Pet Insurance to all employees through the ASPCA. This coverage helps maintain the health and well-being of pets by making veterinary care more accessible and affordable.

Employee Assistance Program

AllOne Health is a free and confidential employee assistance program centered on helping employees work through life challenges that may affect job performance, health, and well-being. This program provides essential support 24 hours a day, 7 days a week, 365 days a year.

Defined Contribution 403B Retirement Plan

Voluntary contributions can be made by employees on a tax-deferred basis electing the investment options offered under Voya Financial Services upon date of hire.  The College will match the eligible employee's contribution on up to the first 3.5% of their base salary upon completion of 1 year of service, or immediately with verification that 1 year of service and prior 403b eligibility has been met at another institution immediately prior to beginning at Curry.  An eligible employee's deferral of 1.0% to 3.5% will be matched with a 200% match from the College (yielding a maximum match of 7%).  Employee contributions of more than 3.5% are allowed, but the College match will only apply to the first 3.5% of an employee’s contribution.

Educational Benefits

After one year of employment, full-time employees may enroll in all 溏心vlog免费B站 undergraduate and graduate courses on a tuition-free, space available basis. After three years of employment, spouses and dependent children up to age 27 are eligible for the same.

Tuition Exchange and the Council of Independent Colleges

The College participates in the Tuition Exchange and CIC/Tuition Exchange programs for undergraduate education of dependent children. These are a reciprocal scholarship program which can significantly lower higher education costs. Full-time Staff employees are eligible to participate in this program after three years of service. Neither of these programs are a guaranteed benefit; final award decisions are made by the import institution (where the student is seeking a scholarship).